Why choose limited benefit medical?

The estimated number of Americans with no health insurance coverage is 45.7 million.

A limited benefit plan can help defray health care cost.

Almost 15 percent of Americans between the ages of 18 and 64 have been declined for individual major medical coverage due to illness or injury.

Defined Solutions plan is guaranteed issue plan , meaning that you cannot be turned down for coverage due to a pre-existing condition.

The IHC Group:

The IHC Group is an organization of insurance carriers, managing general underwriters, third-party administrators and marketing affliates that has been providing life, health, disability, dental, vision and medical stop-loss insurance solutions to groups and individuals for over twenty-five years.

No health questions

Guaranteed issue


Three plan options


Network discounts


You can keep it even if you change jobs


Coverage for everyday health care and hospitalization

Select your state of residence:

Select your age:

Select age of oldest individual to be quoted/enrolled.

Effective dates of 7/1/13 and after will no longer be available, please contact Sales at 800-277-3323, ext 1 for further information

Defined Solutions is underwritten by Companion Life Insurance Company. Please refer to the product brochure (IHC DS 6000 0309) for addtional information. For full explanation of benefits, exclusions and limitations refer to the Certificate of Coverage (MMP 2250).

Your Agent:

IHC Health Solutions
IHC Health Solutions